Get a Passenger Transportation Insurance Quote
Tell us about your passenger transportation operation, and we’ll get to work. Share a few details about your buses, routes, and drivers, and our charter bus insurance specialists will review your information and follow up with tailored coverage options for your business.
Passenger Transportation Businesses We Insure
Passenger transportation is a specialized class of business — and it deserves an insurance agency that understands the unique risks you face. We work with passenger transportation operators across the country, providing insurance solutions for charter buses, limousines, airport transportation, shuttle services, and other passenger transportation businesses.
Charter Bus Companies
Comprehensive risk solutions for commercial charter operations and large passenger groups.
Motorcoach Companies
Tailored coverage for interstate travelers and long-distance motorcoach transportation.
Shuttle Services
Liability protection for point-to-point shuttle operations and regular transit routes.
Limousine Companies
Specialized insurance for luxury limousine fleets and high-end executive transport.
Party Bus Companies
Focused liability solutions for unique social transit and group event transportation.
Airport Transportation
Reliable insurance plans for airport transfer services and scheduled transit fleets.
Corporate Transportation
Executive-level protection for corporate shuttle and business travel hospitality.
Hotel & Resort Transportation
Hospitality transit insurance for guest shuttles and resort transportation services.
Other Passenger Transportation
Customized insurance solutions for unique and niche passenger transit operations.
Don't Wait Until the Last Minute
Is Your Policy Renewing Soon?
Passenger transportation insurance takes time to shop properly — and the market has tightened. If you're waiting until two weeks before your expiration, you're not shopping, you're accepting whatever your current carrier offers.
At Thomas Wilson Group, we start the renewal process 60–90 days early so you have options, not ultimatums.
1
Pull your current policy details and identify coverage gaps
2
Request competitive quotes from multiple specialty markets
3
Review loss runs and address underwriting concerns proactively
4
Present you with real options — not just one carrier's renewal number
Why Passenger Transportation Companies Choose TWG
Transportation Insurance Expertise
Personalized Service
Coverage Designed Around Your Operation
We focus on the unique insurance needs of commercial passenger transportation businesses.
Work with an agency that takes the time to understand your operation.
Your insurance needs depend on your vehicles, routes, passengers, drivers, contracts, and business structure.
Support Beyond the Quote
Small Operators to Larger Fleets
Decades of Industry Experience
We help our clients navigate their insurance needs throughout the policy year.
Insurance solutions for a variety of passenger transportation operations.
Navigating the complex landscape of charter and transit insurance with proven results.
Passenger Transportation Insurance Coverage
We provide expert risk consulting strategies built for the high-volume passenger transport industry. Coverage can be tailored to your specific operation and depends on vehicles, routes, passengers, drivers, contracts, and insurance carriers. Availability depends on your operation and insurance carrier.
Commercial Auto Liability
General Liability
Medical Payments
Workers’ Compensation
Umbrella / Excess Liability
Business Interruption
Physical Damage
Passenger Liability
Uninsured / Underinsured Motorist
Occupational Accident
Property Coverage
Coverage options may include the above. Specific availability is subject to underwriting and carrier requirements.
Our Reach
Licensed to Write Passenger Transportation Insurance Nationwide
Louisiana
Tennessee
Alabama
Georgia
Texas
Indiana
Ohio
Virginia
Arkansas
Mississippi
Kentucky
North Carolina
South Carolina
Illinois
Missouri
Pennsylvania
Florida
+ More
Get the Right Coverage for Your Fleet
Talk with a passenger transportation insurance specialist today.
Frequently Asked Questions
Common Questions
Straight answers to the questions passenger transportation operators ask most.
What types of passenger transportation do you insure?
We specialize in motorcoaches, charter buses, limousines, party buses, shuttle services, and airport transportation operators across the United States.
When should I start shopping for my renewal?
We recommend starting 60–90 days before your expiration date. This ensures enough time to approach multiple markets and address any underwriting concerns proactively.
What information do I need for a quote?
You will typically need your current policy details, vehicle list (VINs and seating capacities), driver list (MVRS and CDL info), and at least 3–5 years of loss runs.
What standard coverages do you provide?
Coverage options include Commercial Auto Liability, Physical Damage, General Liability, Umbrella/Excess, Passenger Liability, and Workers' Compensation.
Are you licensed to write insurance in my state?
Yes, Thomas Wilson Group is licensed to write passenger transportation insurance nationwide, serving operators across the entire United States.
How do I start my renewal review?
Simply call us at (615) 277-0751 or fill out our online quote request form to speak with one of our transportation insurance specialists today.